时间：2026-07-12 05:58:51 来源：网络整理编辑：探索
For anyone who wants to start investing for the first time or switch from an old-school system to a
For anyone who wants to start investing for the first time or switch from an old-school system to a roboadvisor, there are a lot of options out there.
Betterment, Wealthfront, and smart advisors from major banks all let consumers become serious investors and save for retirement without requiring as much money or time as personal financial advisors. But a major group of investors hasn't been served by these options.
Wahed Invest wants to be the first roboadvisor to allow American Muslim investors to go digital and at the same time meet Sharia standards for investing.
“While online investing may seem unorthodox to some Muslims across the globe, Muslim millennials in the U.S. have been interested in digital investment services and computer-generated, wealth management advice for some time,” Wahed CEO Junaid Wahedna said in a statement. “To date, they have been forced to use online investment platforms that don’t mirror their beliefs. Wahed offers them a solution to invest online in a way that is both sophisticated and true to their values.”
Sharia law has its own principles for finance, prohibiting earning interest on loans and restricting the levels of debt acceptable for investors. Sharia-compliant investing also must avoid businesses that trade in alcohol, gambling, tobacco, firearms, and pork.
SEE ALSO:A new roboadvisor wants to close the retirement savings gap for people of colorIn Muslim countries, these ethics of Islamic finance are followed by major banks, so it's easy for individual investors to comply, too. In the United States, investors who meet minimum financial requirements can go to firms like Iman Fund.
"[Clients] don't need to sacrifice their beliefs to start investing."
But no smart advisors follow the rules closely enough to meet Sharia standards. Even if Betterment, for example, were to create a Sharia-compliant portfolio for a customer—which it doesn't currently offer—Betterment the company has its own finances that probably don't comply. And if the company doesn't qualify, the portfolio doesn't count.
Wahed Invest, as a company, is Sharia-compliant. And all its portfolios will be too.
Instead of putting its users' money in U.S. bonds, the roboadvisor will invest in Sukuks, or Islamic bonds, U.S. stocks, emerging market stocks, and gold. An ethical review board led by a former Muslim chaplain for Harvard manually reviews all of the roboadvisor's investments to make sure they're halal.
SEE ALSO:Wealthfront looks to make sure millennials never have to talk to an actual financial planner"We've had some clients come from existing roboadvisors who are excited to see a platform where they don't need to sacrifice their beliefs to start investing," Kareem Tabbaa said, Wahed Invest's head of strategy and growth. "Most users are coming from a background where they didn't have the chance to invest their savings. It's word of mouth going on in a tight-knit community."
Wahed customers need to meet a $500 minimum to start investing and then pay a management fee between 0.29 and 0.99 percent. The firm recently lowered its minimum requirement from $7,500.
Credit: screenshot/wahed investThe company first launched in 2015 and spent a year building its product before a soft launch for friends and family in September. Earlier this month, the platform raised $5 million in seed funding. U.S. users can now sign up, and Wahed plans to open up to international investors by the end of the year.
SEE ALSO:Finding the direction of Mecca is easy now with Google's augmented reality appSo far, most Wahed users are between 25 and 35 years old, although the company expects the average age to rise once it introduces IRA accounts. Right now, it's all web-based, although Wahed plans to introduce an app in September.
For the 3.3 million Muslims in the United States and the $5 to $6 billion already managed by the major halal investment firms, Wahed represents a big opportunity.
'The Flying Bum' aircraft crashes during second test flight2026-07-12 05:49
米蘭前瞻 ：盼5年4度進意杯4強 吉魯能否再發神威 ？2026-07-12 05:42
5場0球 ！C羅新年第1球遲遲未到 陷12年最長進球荒2026-07-12 05:28
轉會專家 ：天津津門虎遭FIFA處罰 即日起不能再注冊新球員2026-07-12 04:51
Balloon fanatic Tim Kaine is also, of course, very good at harmonica2026-07-12 04:42
探訪女足上海集訓地 ：海鮮管夠 男足能吃到的女足也能吃到2026-07-12 04:13
轉會專家 ：天津津門虎遭FIFA處罰 即日起不能再注冊新球員2026-07-12 04:05
尤文前瞻 ：複仇之戰斑馬軍分心 ？ 迪巴拉追C羅紀錄2026-07-12 03:58
Fyvush Finkel, Emmy winner for 'Picket Fences,' dies at 932026-07-12 03:57
央視采訪張琳豔：入選女足很幸運 若不是水導可能沒人知道我2026-07-12 03:43
Over 82,000 evacuate as Blue Cut fire rapidly spreads in southern California2026-07-12 05:55
曼聯獲2000萬鎊服裝讚助 卻“威脅”季票用戶觀戰2026-07-12 05:30
廣州城外援登貝萊否認退役 ：還有一年合同 踢完了再退2026-07-12 05:29
曼城巨星買醉慘遭酒吧拒絕 瓜帥 ：沒邀請我得罰款2026-07-12 05:26
Old lady swatting at a cat ends up in Photoshop battle2026-07-12 05:12
巴薩悔嗎 ？庫鳥3場英超獨造4球 ESPN ：是桑喬2倍2026-07-12 04:32
巴薩悔嗎 ？庫鳥3場英超獨造4球 ESPN ：是桑喬2倍2026-07-12 04:14
曼城前瞻：丁丁盼連續5場建功 埃神英超回歸首秀 ？2026-07-12 03:55
Hiddleswift finally followed each other on Instagram after 3 excruciating days2026-07-12 03:24
巴薩悔嗎 ？庫鳥3場英超獨造4球 ESPN：是桑喬2倍2026-07-12 03:16
